Representative APR 1212%
Representative Example: Borrow £400 for 15 days. One total repayment of £448.00. Interest rate 292% (variable). Interest payable: £48.00. Representative APR 1212%
We are not a direct lender: We are brokers associated with many popular lenders in UK marketplace to find you a short term loan solutions. Our Loan matching services are free and we do not charge any brokers fee or upfront charges from you.
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Get advantage of online search of your immediate loan need with many reputable lenders of UK in one go and enjoy approved fund as per your wish till next payday. Text loans are short term loans and very useful for salaried persons who are needed cash for few days say 10-20 days and will have sufficient money in coming payday to repay loan amount with interest to the lender.
Life cannot be always a smooth flowing river; ups and downs are its beauty. For employed persons in UK monthly wedges may be fixed but unexpected expenses cannot be controlled. A sudden car breakdown or increased electricity bill can overshoot any well planned monthly budget. For these types of situations where any unpredictable and urgent work comes in the way and required to be addressed immediately but sufficient cash is not in pocket; Text Loans provides a quick support. So if you are also stuck in cash crunch for time being and will have extra money in coming payday to refund it then text loans provide a superb option for additional fund anytime from anywhere.
We at Text loans 1000 provide you an option to quick access payday loans online with many popular direct lenders. With this mobile friendly website now you can apply for these loans via your phone also. Text loans no brokers fees is our specialization as we do not charge any upfront fees from our visitors.
Given the fact you are applying through us for Text Loans despite of Bad Credit, you can get money up to 1000 pounds depending on your existing needs, income that you withdraw and ability to make repayment. The basic loan approval principle set by regulator is borrower's suitability and affordability of the loan. Means past credit score of a person may be negative but at present if he is in position to pay back the approved loan amount then no problem. Of course lender may ask for your last few months bank statement as a proof. You can also avail this loan facility when you are surrounded with troubles despite having tags such as arrears, foreclosures, county court judgements and individual voluntary arrangements. You do not have to worry about facing the humiliation of personal verification, paper checks or faxing as we understand your hesitation, and thus try to keep the procedure simple and hassle free for you. There is no documentation and faxing formalities involved either.You can use sanctioned money the way you want without any restriction. Apply through Text Loans 1000 online if you are looking for fast and hassle free monetary help.
The main advantage with us is you can search for loan from anywhere and anytime from your mobile phone as our website is compatible with all mobiles. This service is very helpful for persons who are working in shifts and have no time to find solution for their urgent cash need. Now due to advancement in technology you can apply through your mobile also and get result of your application by email or SMS quickly. There is an online application form accessible on our website. You have to fill this two minute form when you want to apply through. Here you have to share some of your details like your name, address, and email id and contact number to name a few. All these details are verified by our associated money lenders who approve application only when satisfied with the outcome and your confirmation by email or text message. When we say that there is fast credit check process involved in loan approval, we mean 100% loan process is automated and decision on loan approval by lenders is very prompt.
1.These are very short term loans for less than one month period.
2.Suitable for salaried persons who need cash advance till next payday, and will be in position to repay easily in coming salary day.
3.Loan regulator has caped the interest rate as 0.8% per day and in any case the maximum payable principal plus interest cannot be more than double of loan amount.
4.As these are unsecured loan and bears high interest rate so should be avoided for regular borrowing.
5.If any time after taking loan you feel that it will not be possible to repay on scheduled date you should inform lender immediately otherwise you may face any one or all following difficulties:
a) If you do not repay loan on time lender may refer your case to credit score agency for negative remark. This adverse entry in credit will affect your future scope of borrowing and lender may reject your application or charge higher interest rate.
b)Also lender may opt for third party services for loan recovery from you and this expense will be a extra burden on you.
c)If lender initiate for any legal remedy for his loan recovery then he will pass this expenses on you.
Therefore you should be very careful of loan repayment. If you are already in financial trouble for past few months then these loans will not be good for you and you should take help of any financial adviser.
Text Loans 1000 is a loan matching service. The operator of this site is not a direct lender or broker or engaged in any direct consumer lending, we simply provide a FREE loan matching service to the public. For this service we receive a commission from the lender we refer you to. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you, which will be collected after we transfer you to their website or they may contact you via phone or email. To check affordability and suitability of loan, lender may perform credit check on you.
You should read all terms and conditions of loan agreement with lender carefully and if there is any doubt or non clarity in terms please do not hesitate to clarify them.
Normally lender will charge a penalty for delay in repayment up to few days and this may be around £15 to £20 but can be more in case of further delay. This will put an extra burden on you so this should be avoided. The other implication of non-payment is negative entry in your credit score due to your loan default. This bad credit rating will adversely affect your future borrowings so if any point of time you feel that repayment of loan on schedule date will not be possible then contact to your lender directly to find out some alternative repayment arrangement.
Consumer Advisory :Carefully consider whether text loan is right for your individual financial situation. Depending on the amount borrowed and the duration of the loan you may find that borrowing of this type is an expensive form of credit and not appropriate for much longer term borrowing or if you are in financial difficulty. All loan applications are subject to status, terms and conditions and to satisfactory passage of checks on creditworthiness and affordability.
Loan terms, conditions and policies vary by lender and applicant qualifications and all borrowers will not qualify for a loan. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to £1,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.