Having a bad credit history can make the life of an individual extremely difficult. When such an individual gets trapped into financial woes, he finds it tough to get money from additional sources. To assist such people overcome cash woes, Text Loans 1000 is offering an access to Text Loans Direct Lenders No Credit Checks . As we do not check credit history of our applicants and accept all type of credit ratings from excellent to poor for payday loan search. If any one of our associated lender decide to consider funding you, on the basis of your details, he may perform credit check to evaluate your loan suitability.
This wonderful loan facility has turned to be a blessing for many UK citizens who are looking for easy finances as Payday Loans No Brokers Fees. As we do not charge any upfront charges or brokers fee from our applicants. We make sure that you get 100% online acceptance loans so that you can get money right when you need it.
TextLoans1000 is not a broker or direct lender and have no role in loan processing and approvals. We refer your data to direct lenders with which we are working for loan decisions. It is fully their prerogative to approve or dismiss the loan applications. Almost all lenders go through your credit history before loan acceptance. For good credit score applicants, loan approval chances are high on other side for poor credit loans lenders may charge higher interest because of high risk unsecured loan. For any query and clarification please contact to lender or their support staff directly. If up to you to use services of this website and we do not store any your data and cookies with us. We also do not disturb you through mail or calls.
When we say that there is fast credit check process involved we mean 100% online Approval of loan application. As we receive your details we do not hold it for a moment and redirect your form to our associated lenders for consideration. However, we would like to clarify that lenders do verify the information that you share with us at the time of applying. Also lenders may require some more information for fast loan approvals, so they may contact you through email or SMS text.
For fast approvals and high acceptance loans please keep ready your last six month bank statement ready, this will help the lender to ensure your loan affordability. Loan repaying capacity is prime factor for loan approvals in short term loan like payday loans.
There is an online application form accessible on our website. You have to fill this two minute form when you want to apply through. Here you have to share some of your details like your name, address, and email id and contact number to name a few. All these details are verified by our associated money lenders who approve application only when satisfied with the outcome.
As you get an approval you will get informed by the lender. This approval will enable you to fetch the money when you are surrounded with troubles despite having tags such as arrears, foreclosures, county court judgments and individual voluntary arrangements. Our lenders believe that past credit history tells only about the previous financial transactions but for short term loans like payday loans the affordability of loan is of higher importance. So you do not have to worry about facing the humiliation of paper check as we understand your hesitation, and thus try to keep the procedure simple and hassle free for you. There is no documentation and faxing formalities involved either.
What are Text Loans?
Text loans are short term loans and very useful for salaried persons who are needed cash for few days say 10-20 days and will have sufficient money in coming payday to repay loan amount with interest to the lender. Get advantage of online search of your immediate loan need with many reputable lenders of UK in one go and enjoy approved fund as per your wish till next payday. Fill online Form - Avail payday loans 24/7 from anywhere
How text loans can help you?
Life cannot be always a smooth flowing river; ups and downs are its beauty. For employed persons in UK monthly wedges may be fixed but unexpected expenses cannot be controlled. A sudden car breakdown or increased electricity bill can overshoot any well planned monthly budget. For these types of situations where any unpredictable and urgent work comes in the way and required to be addressed immediately but sufficient cash is not in pocket; Text Loans provides a quick support. So if you are also stuck in cash crunch for time being and will have extra money in coming payday to refund it then text loans provide a superb option for additional fund anytime from anywhere.
What about Bad Credit borrower?
Given the fact you are applying through us for Text Loans despite of Bad Credit, you can get money up to 1000 pounds depending on your existing needs, income that you withdraw and ability to make repayment. The basic loan approval principle set by regulator is borrower’s suitability and affordability of the loan. Means past credit score of a person may be negative but at present if he is in position to pay back the approved loan amount then no problem. Of course lender may ask for your last few months’ bank statement as a proof. You can also avail this loan facility when you are surrounded with troubles despite having tags such as arrears, foreclosures, county court judgments and individual voluntary arrangements. You do not have to worry about facing the humiliation of personal verification, paper checks or faxing as we understand your hesitation, and thus try to keep the procedure simple and hassle free for you. There is no documentation and faxing formalities involved either. You can use sanctioned money the way you want without any restriction. Apply through Text Loans 1000 online if you are looking for fast and hassle free monetary help.
Why with textloans1000?
The main advantage with us is you can search for loan from anywhere and anytime from your mobile phone as our website is compatible with all mobiles. This service is very helpful for persons who are working in shifts and have no time to find solution for their urgent cash need. Now due to advancement in technology you can apply through your mobile also and get result of your application by email or SMS quickly. There is an online application form accessible on our website. You have to fill this two minute form when you want to apply through. Here you have to share some of your details like your name, address, and email id and contact number to name a few. All these details are verified by our associated money lenders who approve application only when satisfied with the outcome and your confirmation by email or text message. When we say that there is fast credit check process involved in loan approval, we mean 100% loan process is automated and decision on loan approval by lenders is very prompt.
For whom text loans are suitable?
1.These are very short term loans for less than one month period.
2.Suitable for salaried persons who need cash advance till next payday, and will be in position to repay easily in coming salary day.
3.Loan regulator has caped the interest rate as 0.8% per day and in any case the maximum payable principal plus interest cannot be more than double of loan amount.
4.As these are unsecured loan and bears high interest rate so should be avoided for regular borrowing.
5.If any time after taking loan you feel that it will not be possible to repay on scheduled date you should inform lender immediately otherwise you may face any one or all following difficulties:
a) If you do not repay loan on time lender may refer your case to credit score agency for negative remark. This adverse entry in credit will affect your future scope of borrowing and lender may reject your application or charge higher interest rate.
b)Also lender may opt for third party services for loan recovery from you and this expense will be a extra burden on you.
c)If lender initiate for any legal remedy for his loan recovery then he will pass this expenses on you.
Therefore you should be very careful of loan repayment. If you are already in financial trouble for past few months then these loans will not be good for you and you should take help of any financial adviser.
Text Loans 1000 is a loan matching service. The operator of this site is not a direct lender or broker or engaged in any direct consumer lending, we simply provide a FREE loan matching service to the loan seekers. For this service we receive a commission from the lender we refer you to. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you, which will be collected after we transfer you to their website or they may contact you via phone or email. To check affordability and suitability of loan, lender may perform credit check on you.
We at Text loans 1000 provide you an option to quick access payday loans online with many popular direct lenders. With this mobile friendly website now you can apply for these loans via your phone also. Text loans no brokers fees is our specialization as we do not charge any upfront fees from our visitors.
We welcome your suggestions to improve our services and for any help please visit our contact us page.
1. How to connect with a direct lender for payday text loans in UK Salary persons in UK can get short term loan based on their salary and no need for a guarantor or security for loan...Read more
2. Why Credit Score is so important and How to manage it? Credit Score reflects the financial status of a person so one should keep it intact. One should not overstep his financial limit because this will throw him in poor credit trap and to come out from it will take long time and efforts. Read more
3. Interesting facts of payday and text loans in UK Payday loans, text loans, mobile or SMS loans are all short term loans now can be repaid in installment also. Loan from direct lender will be always beneficial. The search for direct lenders can be done through various online portals without paying any thing. As these loans bear high interest rates so you should go for minimum loan which you can repay on time. Loan defaults can cost you more and also your credit report may be downgraded so try to repay on time and if any difficulty then contact to your lender immediately.Read more
4. Is payday loans are good as installment loans? In past payday loans are defined as short term loans for maximum loan term up to number of days between loan application dates to pay-date. Now payday loans are available in monthly installments also but because of higher interest rates these loans are costly affair. So term of payday loan as well as loan amount should be kept in minimal. Read more
5. How to get cheaper loans with bad credit? Taking no loan or credit card or their defaults both is negative for future loan prospectus. So if you have no credit history or bad credit history then lender may reject your loan application or he may charge high interest rates. But still these are some tips to get cheaper loans even with bad credit. Read more
6.How interest is calculated in payday text loans? After FCA regulation a cap for fees and interest is fixed so lender cannot charge above this, also penalty amount is capped as £15 for loan defaults. Under any circumstances borrower have not to pay more than amount borrowed. These rules are very crucial in safeguarding customer’s interest. Read more
7. Benefits of online text loans Online payday loan application process has saved a lot of time and resources of the borrowers. Now you can apply and get loan even sitting in your home or workplace. Read more
8. What you should know about High Cost Short Term Credit before borrowing? High cost short term credit HCSTC popularly known as payday loans are now well regulated in UK to protect short term unsecured borrowers. You should know your rights before go for this type of funding. Read more
Representative APR 1212%
Representative Example :< /b> Borrow £200 for 15 days. Total repayment of £224.00. Interest rate 292% (variable). Interest payable: £24.00. Representative APR 1212 %