Lending source that is responsible for loan application processing. And also make decisions to fund it or not are the direct lender.
The main benefit of applying with direct lender is of fast loan decisions. Because if you apply through broker he will take his own time to search the lender who will pay him more for this loan lead.
No, they do not charge borrower directly but for each loan lead they get commission from lender who is going to fund the borrower.
We at text loans 1000 working with a panel of direct lenders who are approved by loan regulator in UK. As we pass all your details to lenders directly for their consideration so you get connected with direct lender instantly.